Insurance

Travel insurance protects a traveller's vacation cost against cancellation and interruption while also providing medical, lost or damaged property and travel delay coverage. Travellers are reimbursed if they have to cancel or interrupt their travel, they are also covered should the need arise for emergency medical treatment, medical evacuation and a number of other situations.

Travel insurance can be broken down into the following major categories:

Trip Cancellation – Reimburses travellers unable to take their trip due to Illness or death (of the traveller or a family member), weather, airline strikes, terrorism, bankruptcy, becoming unemployed, jury duty or their home being rendered uninhabitable due to fire/flood etc.

Trip Interruption – Reimburses travellers if they have to cut short their trip due to Illness or death (of the traveller or a family member), weather, airline strikes, terrorism, bankruptcy, becoming unemployed, jury duty or their home being rendered uninhabitable due to fire/flood etc.

Medical/Health – Reimburses medical and emergency dental costs. Almost all travel insurance plans work by reimbursing the traveller after they have paid locally for treatment. Claims are usually paid within 7 to 10 days. Pre-Existing conditions are covered by most policies if the policy is purchased within (at the most) 21 days from the date the traveller made the first trip payment (deposit).

Medical Evacuation – Provides emergency transportation to either a local hospital in the event the traveller is unable to get there by themselves or back to a hospital near the travellers home. If family members are covered on the same policy they can return home also.

Accidental Death – This coverage is split into 3 parts –

Air Flight Accident – Covers death or dismemberment during an air flight only. Usually provides the highest amount of coverage due to a lower risk.

Common Carrier – Covers death or dismemberment while travelling on public transport such as, plane, ferry, train, bus or taxi.

Accidental Death – Covers death or dismemberment at any time on your trip. Usually provides the lowest amount of coverage due to a higher risk.

Travel Delay – Reimburses travellers for hotel, food or clothing expenses in the event of a flight delay. Some plans also cover costs associated with catching up to a cruise should a delay cause the traveller to miss embarkation.

Baggage Loss – Reimburses travellers for lost, stolen or damaged personal items. This coverage is usually for the duration of the trip and not confined to baggage damaged or lost by the airline. There are two policy limits, total claim and per item maximum. Some policies also place limits on the type of items that can be claimed for such as jewellery, laptops and sporting goods.

Rental Car Damage – Reimburses travellers for damage or loss to a rental vehicle. It is designed to allow the traveller to decline CDW (collision damage waiver) coverage offered by the car rental companies. Liability coverage should still be purchased through the car rental company. Rental Car Damage coverage is also often included with the credit card used to pay for the car rental which is often identical to the coverage provided in the policy.

Assistance Services – Provides a 24 hour collect call advice and assistance service to travellers. This service can be used anytime a traveller needs advice.

Travel Insurance from the AA Team

At AA Travel Insurance our goal is make sure that you get a good deal on travel insurance, so that whether you are travelling for business or pleasure you will always be covered. Our secure website allows you to buy travel insurance online in just a few minutes,

AA Travel Insurance

Travel Insurance
Why choose us?
Here's a few reasons why we think you should choose our insurance policies.
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1) SAVE over 50%* - cover from just £4.35pp for Single and from £21.75pp for Annual Cover
2) FLEXIBILITY - Just buy the cover you want, leaving more money for your holiday!
3) AWARD-WINNING - We insured over 750,000 people last year and were voted BEST Insurance provider and BEST website by the travel trade.

Terms and Conditions and exclusions apply. Prices subject to change based on required cover levels.
* saving based on our Silver Single Trip Insurance policy compared with high street prices.

Because the unexpected can happen. From jury duty call to an unexpected medical situation, the coverage protects you against over 40 specified risks that could stop you from travelling as planned. The right coverage will ensure you get back the covered travel costs that would otherwise not be refundable to you. And, if you have to return home early or stay longer because of a covered emergency, your extra expenses will also be covered as per your policy.

In North America Travel Guard International is the industry's leading provider of travel insurance plans - covering more than 6 million travellers worldwide each year. Our plans offer coverage for vacation and trip cancellation, travel interruptions and delays, emergency medical and health expenses, lost baggage and more.

Worldwide 24-hour assistance Included with every plan! All Travel Guard plans include our 24-hour "911" travel emergency service for emergency medical assistance, last-minute or emergency travel and flight changes, lost luggage tracking, pre-trip travel advice and more.

Your vacation can take a year to save for, only a second to ruin. Purchase Travel insurance through AIG Travel Guard. Starting at $30.

Protect yourself and your family.

Go Travel Insurance is one of the leading providers of online travel and holiday insurance for UK and Irish residents on the Internet. Go Travel Insurance offers great cover at the best prices for single trip, ski, annual and backpackers insurance.

Go Travel Insurance has had an Internet presence since 1998. Our website promotes a simple user interface together with instant online cover. Full policy documentation can be downloaded from the site prior to any purchase. Users have access to comprehensive travel insurance products that are competitively priced which is reflected in our very high conversion rate.

Our policies are tailor made for travellers going on holidays, business trips, weekend breaks or backpacking for 12 months. The policies are underwritten at Lloyds of London. All payments are taken via credit card using our secure SSL providing customers with the confidence they require when transacting online.